}); Sign in/Register. Para sa inyo itong video na to. Sun Life, the Philippines' first and longest-standing life insurer, delivers security and convenience at your fingertips with the new and improved mobile app. I'm a Sun Life Advisor. All told, VULs have helped Filipinos become savers and investors. Download the my Sun Life mobile app. Since its inception, the average returns for an equity and bond fund are 16.6% and 7.8% respectively* according to the Historical Investment Performance of Investment Funds of Sun Life's Variable Life Insurance Products. By logging in, you are signifying your consent to these conditions and may be monitored for regulatory reasons. The premium was approx. Just like Rod, a VUL policyholder can access the fund value in case of financial need. Let me share the details why Sun Maxilink Prime is the best selling VUL of Sun Life. //var subCatLink = $("").text($(".breadcrumb > .active").text()).attr("href", sharedRightNavUrl.replace("&vgnextfmt=mobile", "") ) Access to this system is provided by Sun Life Financial solely for authorized business. You see, Sun Maxilink Prime is not a traditional life insurance policy, it’s a VUL plan or what we call variable-unit linked life insurance. Permalink. Although a VUL plan entails higher risk, the higher returns allows the policyholder to realize his goals faster. if (typeof sharedRightNavUrl != "undefined" && sharedRightNavUrl != "") { Sun Life Variable Universal Life is a combination product that includes Life Insurance, Health Insurance and Investment rolled into one. Once you avail SUN Fit and Well life insurance, you are automatically a GoWell GOLD member. Search Expand or collapse search. As a lifetime financial partner for Filipinos, Sun Life is here to make your financial dreams become much easier to achieve with the help of the VUL plan. if($("hr.soft-separator").next().text()=="Related products") Variable products are distributed through Sun Life Financial Distributors Inc. To fulfill this commitment, Sun Life Financial has developed internal controls to safeguard assets, including controls to detect and prevent fraud. ", ""); In effect, the fund value accumulates faster for the policyholder. Thus, he looked for something to help secure his earning potential for his and his family’s future. Access to this system is provided by Sun Life Financial solely for authorized business. Interested? //Right Nav ET. Para sa inyo itong video na to. Meaning, it was designed na 10 years ka lang magbabayad then stop ka na and your policy can self sustain on a normal market conditions up to age 88 (depending on riders). US | EN. Variable universal life (VUL) is a type of permanent life insurance policy with a built-in savings component that allows for the investment of the cash value. Sun Life, the Philippines' first and longest-standing life insurer, delivers security and convenience at your fingertips with the new and improved mobile app. For brokers (navigate into the submenu with the down arrow key, activate a link with the enter key or space bar, close the submenu with the escape key) Meaning, it was designed na 10 years ka lang magbabayad then stop ka na and your policy can self sustain on a normal market conditions up to age 88 (depending on riders). $(".breadcrumb > .active").html( subCatLink ).removeClass("active"); I am with Sun Life … Performance of your Maxilink Prime, Flexilink, Maxilink 1, Flexilink 1, MyFuture Fund Yield/Performance VUL policies allow a minimum monthly investment of PHP 1,500 to PHP 3,000. For starters, Sun Maxilink Prime is a VUL. As with any VUL plans, it’s an Insurance with Investment component. Note: Sun Maxilink Prime is linked to your investment, which means it may suffer from the … For their ninth consecutive trading session, Vulcan Energy Resources Ltd (ASX: VUL) shares are pushing higher. TAKE THE BRIGHTER LIFE INSTITUTE COURSE ON: 2/F Sun Life Centre, 5th Avenue corner Rizal Drive. My name is Edeline Yu. On the flip side, in the event of unforeseen financial catastrophe, a VUL plan allows the policyholder to pay the charges only, thereby keeping the policy in-force. You are on the Sun Life Financial Canada website. Thus, VULs are ideal for long-term investment and insurance needs. ", "").replace("ci. If you are a plan holder of Sun Life Financial (whether Variable Unit Linked/VUL [aka Insurance+Investment] or Traditional), and you want to pay conveniently with your BPI online account, here it is! When we say VUL, it means Variable Unit-Linked insurance (some may say Variable Universal Life). Past performances do not reflect future returns. Discover the Sun Life VUL policy that suits your needs and budget, Investment-linked insurance funds overview, Policyholder dividend information overview, Sun Life Prosperity Government Securities Fund, Sun Life Prosperity Dollar Abundance Fund, The moderately aggressive investor overview, Sun Life Prosperity Dollar Advantage Fund, Sun Life Prosperity Dollar Wellspring Fund, Sun Life Prosperity Philippine Stock Index Fund, Sun Life Prosperity Philippine Equity Fund, Sun Life Prosperity World Equity Index Feeder Fund, Sun Life Prosperity Funds: Downloadable Forms, My Sun Life client account registration guide. var subCatLink = $("").text($(".breadcrumb > .active").text()).attr("href", sharedRightNavUrl.replace("ch. Its accumulated cash value is invested in balanced, bond, money market, or equity funds. url:sharedRightNavUrl, } Sun Life is the only Canadian insurance company to earn a place among the 2020 Global 100 Most Sustainable Corporations in the World. This will only give the readers an indication but never a guarantee of the NAVPS for the current day. Sun Life Hong Kong offers a variety of pension investment schemes and investment-linked assurance schemes. Any amount in excess of the regular premium becomes additional investment or top-up. close the customer sign in panel by clicking on the x button, A variable universal life insurance, or VUL in short, is a financial product that offers the best of both worlds – guaranteed insurance benefit and fund accumulation, With a VUL plan, a policyholder has the option of putting in more than the regular premium, This is great for those who are looking for, Since the underlying assets are linked to stocks and bonds, the returns of the VUL plan may exceed that of other types of, Although a VUL plan entails higher risk, the higher returns allows the policyholder to realize his goals faster, a VUL policyholder can access the fund value in case of financial need. This life insurance plan is a variable unit-linked life insurance plan or commonly called VUL plan. Or better yet, achieve a bigger fund than he initially set out for. READ: Sun Maxilink Prime – Sun Life’s VUL Plan. Take out money or change your fund lineup in your Group Choices plan Call the Client Solutions Centre at 1-877-893-9893, Monday to Friday, 8 a.m. to 8 p.m. Variable universal life (VUL) is a type of permanent life insurance policy with a built-in savings component that allows for the investment of the cash value. Follow us on Instagram. var newHref = $(this).attr("href").replace(".mobile", "").replace("ch. And you can increase its fund value by doing regular top-ups or excess payment of your regular premium. This is the financial plan I purchased and the VUL plan I usually offer to my clients due to the many benefits that it offers. I got my VUL last 2012 and stopped paying for it last 2016. In contrast, dividends and accumulation rate are now down to just four percent. For Sun Life VUL plans, they are: Premium charge – cost associated in setting up the policy; Mortality charge – pertains to the insurance protection; Monthly periodic charge – regular admin expenses; Fund management charge – for the management of funds. Sun Executive VUL is issued by Sun Life Assurance Company of Canada (U.S.) (Wellesley Hills, MA), or in New York, Sun Life Insurance and Annuity Company of New York (New York, NY). else if ( $(this).attr("href").indexOf("vgnextfmt=mobile") > -1 ){ if ( $(this).attr("href").indexOf(".mobile") > -1 ){ What you get are disability, death, and living benefits, with an investment combo. Region and language selection is expanded. As your digitally enhanced financial partner, Sun Life PH will guide you through your financial journey to let you to manage your Sun Life accounts and policies conveniently. If you’re considering a VUL plan to beef up your portfolio, these features of the VUL may convince you. $("hr.soft-separator").parent().parent().next().remove(); Be sure to have your registered email address and password ready for our automated telephone system. Variable universal life insurance (VUL) This insurance type combines whole life insurance and investment. Sun Maxilink Prime is a VUL plan you can pay for at least 10 years. But not anymore because of this latest update of Sun Life to give its clients more options in paying their life insurance application and premium renewals. Simply select the product below to see a brief overview of how this product solution can meet your small business needs and the advantages it can offer. the minimum death benefit, whichever is higher. Investing in single pay VUL funds are managed professionally so that you can earn better than inflation rates. 2/F Sun Life Centre, 5th Avenue corner Rizal Drive. Penalties may be enforced for unauthorized use, reproduction or distribution of this system, or any portion of it. Better get in touch with your advisor and ask him/her to explain it with you on a more detailed basis. Language selection is English. } This is the financial plan I purchased and the VUL plan I usually offer to my clients due to the many benefits that it offers. Click “Okay” to continue, or click “Cancel” to return to the previous page. Language selection is English. $.ajax({ Thus, the amount withdrawn does not incur any interest. close the customer sign in panel by clicking on the x button, Investment-linked insurance funds overview, Policyholder dividend information overview, Sun Life Prosperity Government Securities Fund, Sun Life Prosperity Dollar Abundance Fund, The moderately aggressive investor overview, Sun Life Prosperity Dollar Advantage Fund, Sun Life Prosperity Dollar Wellspring Fund, Sun Life Prosperity Philippine Stock Index Fund, Sun Life Prosperity Philippine Equity Fund, Sun Life Prosperity World Equity Index Feeder Fund, Sun Life Prosperity Funds: Downloadable Forms, My Sun Life client account registration guide. success: function( data){ Since it has an investment, it also … SUN Life of Canada Philippines Inc. has launched a new variable unit-linked (VUL) fund that will enable clients to benefit from the success stories of the country’s strongest and largest market players – without having to put in a big capital. Variable Universal Life (VUL) is defined as a permanent type of cash value life insurance policy, in which the cash value can be invested into different accounts consisting, for example, of … Sun Life Equity Fund is suitable for aggressive investors with very high risk tolerance and for those investors with long term investment goal (7 years or so).. } var newHref = $(this).attr("href").replace("&vgnextfmt=mobile", ""); Permalink. Definitely, protection throughout one’s lifetime! Follow us on Linkedin. Follow this 4 easy steps to enroll your Sun Life account to your BPI online account (assuming you already have a BPI Online Account): Six years later, his savings from the VUL policy saved his home from foreclosure. You see, Sun Maxilink Prime is a Variable Universal Life (VUL) plan which combines both life insurance and investment components. For brokers (navigate into the submenu with the down arrow key, activate a link with the enter key or space bar, close the submenu with the escape key) //remove hard seperator below related products $( "#sharedRightNav" ).html( rnObj ); 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634 Hi Fitz, I just want your opinion regarding my Policy. Variable basically means investment return that’s dependent on the rise and fall of the market where your premium will go. You are about to be redirected to a page that is not optimized for this device. According to Investopedia, a VUL is a form of cash-value life insurance that offers both a death benefit and an investment feature. We have upgraded your Sunlink Online so you can enjoy a whole new digital client experience! Let me introduce you to Sun Flexilink, an affordable VUL plan with life insurance and investment. 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634. However, it is highly encouraged that whatever amount was withdrawn be reinvested again so that the policyholder remains on track with his financial goals. This is great for those who are looking for investment options for their bonuses or windfalls. ", "").replace(".mobile","") ); //Breadcrumb Sun Flexilink is an investment-linked life insurance. Our variable universal life product, Sun Executive VUL, combines life insurance protection with investment opportunities to meet a wide array of small business executive benefit planning needs. Learn the performances or yield of Sun Life of Canada Philippines VUL Funds: Equity, Balanced, Bond and MyFuture Funds. Sun Maxilink Prime is one of our best solutions that we offer to people who are confused whether to get insurance or investment. Mga KaChink, advisable ba ang life insurance? Sun Life Financial is committed to protecting customer, policyholder and company assets. Let me share the details why Sun Maxilink Prime is the best selling VUL of Sun Life. Death benefits are paid to survivors anytime the insured dies. Find out more now. type:'GET', Sun Life Equity Mutual Fund Review. Since the underlying assets are linked to stocks and bonds, the returns of the VUL plan may exceed that of other types of insurance policies. Sunlife's VUL plans are not flexible whereas Pru's are super flexible. Sino sa inyo ang mga bread winners dyan? }); Its accumulated cash value is invested in balanced, bond, money market, or equity funds. Unlike in traditional policies, this is treated as a withdrawal rather than a loan. A variable universal life insurance, or VUL in short, is a financial product that offers the best of both worlds – guaranteed insurance benefit and fund accumulation. The Sun Flexilink offers life insurance coverage until age 88. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living. Hi Ohwie, what you got (Sun Maxilink Prime) is a kind of limited pay VUL. Variable basically means investment return that’s dependent on the rise and fall of the market where your premium will go. In this plan, a portion of your money goes to your life insurance plan while the other portion is invested into an investment fund of your choice (ex. Click here to learn what is a VUL. New, fresh, and modern look and feel; Comprehensive policy, plan and investment information; Enrollment to electronic notices, statements of accounts, SMS notifications, and the like } US | EN. This is already netted out from the unit prices of each fund Sun Maxilink 100 is Sun Life’s newest Variable Universal Life (VUL) insurance plan which provide coverage up to age 100. When we say VUL, it means Variable Unit-Linked insurance (some may say Variable Universal Life). A VUL is a variable universal life insurance. Six years ago, when my client Rod finished his maritime training, he looked forward to having a bright future as a seafarer. Find out more today! The Sun Flexilink offers life insurance coverage until age 88. According to Rod, “(I)t was the best investment I ever made.”. Penalties may be enforced for unauthorized use, reproduction or distribution of this system, or any portion of it. } P6,700 per quarter, so in that time I shelled out P268,000. the minimum death benefit, whichever is higher. You are on the Sun Life Financial Canada website. VUL is a type of insurance policy is a permanent life insurance and investment rolled into one. Since the policy is linked to different asset classes such as stocks and bonds, VUL presents earning potential that may not be offered in a traditional policy. Upon opening this morning, the Vulcan … Sino sa inyo ang mga bread winners dyan? Learn the performances or yield of Sun Life of Canada Philippines VUL Funds: Equity, Balanced, Bond and MyFuture Funds. Region and language selection is expanded. Click this button to collapse it. For starters, Sun Maxilink Prime is a VUL. TAKING STEPS TO PREVENT DIABETES. Performance of your Maxilink Prime, Flexilink, Maxilink 1, Flexilink 1, MyFuture Fund Yield/Performance { Adulting 101: My Sunlife Variable Universal Life Insurance (VUL) There’s just something so “adulty” about the word insurance, don’t you agree? You are about to be redirected to a page that is not optimized for this device. Important Note: The VUL published is as of previous business day. 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